Bankruptcy is a powerful tool in the legal tool box. It is not usually something that anyone reaches for first, but when it is appropriate it can transform lives for the better.

There are several types of Bankruptcy proceedings though the most commonly encountered for individuals and small businesses are Chapter 7, 11 and 13. Here is a summary of the most common Bankruptcy Chapters and their applicability and function:

Chapter 7 - "The Clean Slate"- Usually for individuals of limited income who are looking for a 'clean break'. You will be able to keep your home (homestead) but will likely have to give up other things like your car unless it falls within an appropriate exemption,.

Chapter 11 - "Corporate Bankruptcy" - Primarily for businesses and comparatively expensive but, where necessary, extremely powerful when facing an untenable amount of company debt.

Chapter 13 - "The Payment Plan" - This path is more expensive than Chapter 7 but allows you to keep certain assets such as automobiles. This option also reduces total expenditures over the course of loan such as certain late charges and interest and you may also still keep your homesteaded residence.

Bankruptcy consultations are $320 however, if you opt to retain my firm, this consultation fee will be credited towards your retainer.

Please note, that, due to the nature of the Bankruptcy, consultation fees and attorneys fees cannot be paid using a credit although check cards that deduct funds directly from your bank account are accepted so long as they do not create an additional debt.

With its experienced litigation and trial attorneys, the Law Office of Zach McCormick accepts cases of this type. If you would like to schedule a consultation in relation to a Florida bankruptcy, please call the Law Office of Zach McCormick at (352)742-7474 to schedule an appointment. Please note, due to demand, consultations are scheduled on a 'first-come, first-serve' basis and are frequently set out by a week or more depending on attorney availability. Consultations last up to an hour and are most productive when the consulting attorney has been given the opportunity review any relevant case material in advance of your consult. For this reason, please take care to compile relevant documents, photographs/video, messages (such as text messages) and send them in advance of your appointment. A consultation fee will apply unless otherwise stated and must be paid on the day of your consultation.

Call now to schedule a consultation (352) 742-7474

Please be aware that although there is attorney-client privilege during your consultation and you may seek to retain this firm following a consultation, no ongoing attorney-client relationship is created through the mere act of taking a consultation with Zach McCormick Attorney at Law, PLLC and its agents. Instead, if you wish to retain the services of Zach McCormick Attorney at Law, PLLC, a formal written representation agreement must be executed by both the law office and the client and payment must also be fully tendered.